How to apply for Atal Pension Yojana ?

Pradhan Mantri Atal Pension Yojana (PMAPY):In the past one year Narendra modi not only launched Pradhan Mantri Yojanas and schemes but also got success in those Launched Yojana and Schemes.The Atal Pension Yojana like other Yojana is also a initiative of the Government of India.The Atal Pension Yojana was announced  in during the February 2015 Budget speech and launched by our Finance Minister Arun Jaitley in Union Buget 2015.The scheme has came into effect from 1 June 2015.

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As the Atal Pension Yojana is new to every one and only few people kown about it.So people who want to take benefits of the new scheme must about it.Some most frequently asked question which every one must know are :

1. What is Atal Pension Yojana ?
2. Who can join Atal Pension Yojana ?
3. How to open Atal Pension Yojana account ?
4. How to check status of Atal Pension Yojana ?
5. What are the benefits of Atal Pension Yojana ?
6. Where to download application form for Atal Pension Yojana ?

What is Atal Pension Yojana ?

The Atal Pension Yojana is an pension scheme of the Government of India launched by launched by Finance Minister Arun Jaitley.The name of the Atal Pension Yojana is taken from Ex-Prime Minister Atal Biari Vajpayee.The main object of the Atal Pension Yojana is to give pension benefits workers of the unorganised sector.Any worker who works in any unorganised sector or place which do not give him/her pension after can apply for the Atal Pension Yojana.

Also read :: How To Apply For Passport Online

Who can join Atal Pension Yojana ?

The Atal Pension Yojana is open to every people of India between the age group of 18 to 40 year.The Yojana or scheme is not for those people who are member of any statutory social security scheme and those who are tax payer.Tax payer can join the scheme but they have to pay the full payment of premium for the Atal Pension Yojana. 

How to open Atal Pension Yojana account?

To have the scheme You must have a bank account and Aadhar Card.Once you have Bank account and Aadhar card you can fill an application form for Atal Pension Yojana and submit it to nearest bank branch.

1. You can visit nearest bank branch and get application form or you can download application form from official website.
2. Fill application form carefully and give the correct details like mobile number.
3. You must attach photo copy of you Aadhar card with application form.

Also read :: How To File RTI Application Online ?

How to pay premium for Atal Pension Yojana ?

Once Atal Pension Yojana account is opened then you need to keep sufficient balance in you account which will be debited from your account every monthly for Atal Pension Yojana.Premium is different for different age group.You need to check premium according your age and join scheme for taking benefits after retirement.You can check monthly premium below

How to check status of Atal Pension Yojana ?

You do not need to go elsewhere for checking the status of the Atal Pension Yojana account.What you have to do is fill application form and submit it to nearest Bank Branch.Once you form is submitted you will start getting notification regarding your Atal Pension Yojana account.So you will get alert or status notification to your mobile number you provided at the time of submitting application form.

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What are the benefits of Atal Pension Yojana ?

Under the new pension scheme of the Government of India any people of India even student can take benefits of Atal Pension Yojana.Those people who joins the scheme will have to pay half money as monthly premium for the Scheme and half will be added or paid as premium to your account from government side. In simple words we can say that once you joined the scheme and after retirement you will get the amount including 50 % which you paid as premium and 50 % which is paid as premium by government.(Amount after retirement = 50 % yours + 50 % of Government).

Where to download application form for Atal Pension Yojana ?

Any one who is interested in Atal Pension Yojana can dowload the application form from the official website of the scheme.Once downloaded fill application form and go to nearest bank for submitting with require documents.

You can download application form from http://jansuraksha.gov.in/forms.aspx.

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How to Apply for Bank Loan under Mudra Bank Yojana?

Pradhan Mantri Mudra Loan Bank Yojana (PMMY): Since becoming Prime Minister of India Narendra Modi launched so many welfare scheme for the people of India. Mudra Bank scheme is one of them.You can check out more scheme here. Recently I have noticed that people are looking for information regarding How to take loan from Mudra Bank .So I've decided to write blog on this topic. 

Here we are giving full details on taking loan under this Mudra Bank Yojan.The details we mentioned below will assit you in process of applying for Bank Loan.In this blog we have gave the answer of most frequently asked questions. These questions are :

1. What is Mudra Bank ?
2. How to apply for bank Loan under Mudra Bank Yojana ?
3. What kind of bank Loan offered under Mudra Bank Yojana ?
4. Who is eligibilty for taking bank Loan under Mudra Bank Yojana?
5. What is the rate of Interest charged under Mudra Bank Yojana ?
6. What are the document required for taking Loan under Mudra Bank Yojana?
7. Which bank to visit for taking loan under Mudra Bank Yojana?

What is Mudra Bank ?

Pradhan Mantri Micro Units Development and Refinance Agency Bank is full name of this Yojana.Mudra Bank Yojana was announced by Finance Minister Arun Jaitley in his 2015-16 Budget speech and was launched by the Prime Minister Narendra Modi on 8 April, 2015 with  Rs 20,000 crore .This scheme is for every people who want to start their business.Mudra bank provide loan up to 10 lakh for small business.

Also read :: How To Apply For Atal Pension Yojana ?

How to apply for bank Loan under Mudra Bank Yojana ?

Pradhan Mantri Micro Units Development and Refinance Agency Bank (Mudra Bank) is new institution which was set up by the Government of India for delevopment and providing funds to small business.Mudra Bank also provide refinancing services.

To apply for Bank Loan you must have business plan which you have to give to your nearest Bank on demand .As per the norms you can apply for three type of Bank loan according to your need.

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What kind of bank Loan offered under Mudra Bank Yojana ?

Mudra Bank Yojana is an initiative of the Government of India offering refinancing services.The main aim of this yojana is to provide Bank loan up to 10 lank to small entrepreneur.There are three type of Bank loan offered under Mudra Bank Yojana.These Bank Loan are :

1. Shishu category : This Bank loan is for those who are in their early or starting stage of business covering upto 50,000 as loan amount.
2. Kishor category : This Bank loan is for those who have set up their business and need money for growing business. This Bank Loan named "Kishor" will give cover upto 50,000 to 5 lakh.   
3. Tarun category : This Bank loan is for those who have established their business and need money for growing their business further. This Bank Loan named "Tarun" will give cover upto 5 lakh to 10 lakh. 

  

Who is eligibile for taking bank Loan under Mudra Bank Yojana?

As per the norms Any people in India having business plan for sectors , including manufacturing trading and service sectors stc, can avail Bank Loan under Pradhan Mantri Mudra Bank Yojana.

What is the rate of Interest charged under Mudra Bank Yojana ?

Earlier we have mentioned that any Indian can apply for Bank Loan under Pradhan Mantri Mudra Bank Yojana.So move further , we all know that Every people while getting Loan for future always check the interest rate charged by any Indian bank .As per the RBI guidlines  interest rate are set by the every Banks which they charge after giving loan.Now come to the topic , like other banks under MUDRA BANK Yojana People who gets Bank loan has to retrun money with interest rate.

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What are the document required for taking Loan under Mudra Bank Yojana?

To apply for Bank Loan you must attach some documents along with Application Form.These Documents are:

1. Proof of Identity (Voter ID / Driving license / Aadhar card / Passport etc.,).
2. Proof of Residence (Recent telephone bill / electricity bill / Voter Id / Aadhar card / Bank statement / Passport etc.,).
3. Recent Photograph (2 copies).
4. Mention of new or purchased Machinery  (if any).
5. Name of supplier.
6. Registration Certificates relating to the ownership business unit (if any).
7. Proof of category like SC / ST / OBC / Minority etc.,(if applicable).

Which bank to visit for taking loan under Mudra Bank Yojana?

To apply for Bank Loan under Pradhan Mantri Mudra Bank Yojana , You can visit nearest bank branch and ask for application.Mudra Bank recruited  Some Banks for this purpose.The list of Banks are given below .

27 Public Sector Banks 

17 Private Sector Banks

27 Regional Rural Banks 

25 Micro Finance Institutions

25 Non-Banking Finance Institutions

You with your business plan can visit any branch of these banks.In these Banks Loan will be approved to those who needs about upto 50,000 to 10 lakh for small enterprises.

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9 Function of National Skill Development Agency

The National Skill Development Agency (NSDA) is an independent body of Government of India which come under the Ministry of Skill Development and Entrepreneurship.The NSDA not only organize the skill development programme of the Indian Government but also manage the private sectors so that they can also achieve target of the Government of India set for the 12th Plan.

What is National Skill Development ?

The NSDA was launched through a gazette notification on 6 June 2013. The National Skill Development programme of India is sum of the Prime Minister’s National Council on Skill Development (PMNCSD) and the National Skill Development Coordination Board (NSDCB). The Government of India launched NSDA to connect the Social, gender, economic and regional divide by checking the skill which most deprived class or categories like SC's, ST's, OBC's, minorities and women needs to enhance their skill for making living for themself and taking part in Indian Economic by increasing GDP of India.This scheme is not only for minorities but NSDA has also some skill development programme which physically challenge people can learn. 

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The Ministry of Skill Development and NSDC has been continuously implementing the NSDA scheme and reviewing NSDA role to anchor the National Skills Qualifications Framework (NSQF.

Function of National Skill Development 

The NSDA has function of achieving objective which Ministry of Skill Development has set for it. So lets know what are the function of NSDA and what it do is : 

1. To take steps to meet target conceived by the 12th Five Year Plan.
2. To manage skill development programme of Government and private sector across the country.
3. To check what skill citizen of India needs to develop their skill.
4. To do and manage whatever is mentioned in scheme by the Government of India.
5. To let NSQF check the quality of skill NSDA if offering to citizens of India.
6. To collect more money from sources like international agencies for improving skill development.
7. To measure the skill development scheme and make required changes with time.
8. To take positive action for advocacy.
9. To create a national data base of skill development where every information of labour and workers working anywhere in India.

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Rashtriya Swasthya Bima Yojana : How to Enroll & Obtain Smart Card ?

Rashtriya Swasthya Bima Yojana (RSBY) is a health insurance scheme of the Governement of India for BPL family. The RSBY scheme was launched by the Ministry of Labour and Employment for the family living below poverty line (BPL). It is a cashless insurance scheme for providing medical treatment in public and selected private hospitals. Rashtriya Swasthya Bima Yojana is active in more than 25 states in India since it became operational on April 2008. RSBY provides cashless health insurance cover up to  30,000/-per annum to BPL families, people who are working in unorganized sector and under MGNREGS.

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What is Rashtriya Swasthya Bima Yojana ? 

The Government of India launched a health insurance scheme for BPL families. Later Rashtriya Swasthya Bima Yojana (RSBY) of the Labour and Employment Ministry is merged with national health insurance mission (NHAM) to provide medical care of up to 30,000/- per annum for the beneficiary. 

Who is eligible for Rashtriya Swasthya Bima Yojana ?

The beneficiary of the Rashtriya Swasthya Bima Yojana could be any family which come in Below Poverty Line (BPL) list .The Government of State prepared the list of BPL famliies district wise with help of district authorities. The BPL family needs to go to enrollment station of RSBY scheme for filling registration form to obtain rsby card. The beneficiary needs to pay Rs. 30 per annum as registration fee to get smart card. The rsby smart card is a biometric card which every beneficiary get for identifying their eligibility. 

Who can enroll for Rashtriya Swasthya Bima Yojana ? 

Every BPL family can enroll for the Rashtriya Swasthya Bima Yojana of Ministry of Labour and Employment. The head of family or beneficiary needs to be physically present while registering for the RSBY scheme. After applying for yojana beneficiary will gets smart card which is biometric enabled card issued to every one whoever enrolled for the rsby scheme. This card will be used to identify your identity when you're getting insurance cover for any kind of illnesses.

What is the insurance coverage in RSBY ?

Every below poverty line (BPL) family is the beneficiaries under Rashtriya Swasthya Bima Yojana. It provides medical cover upto 30,000/- for hospitalization of family of five members on a floater basis. Any member in family can take benefit of RSBY scheme in which medical care will be provided to the beneficiary for any kind of illnesses. Not only medical care, beneficiary of RSMY will be given a transportation cost of 1000 per annum.

How many hospital are in list to take medical treatment from ? 

Anyone whoever enrolled for the scheme can take medical treatment in the hospital which are listed and selected by the government for providing medical care. We have provided a link to list of hospital where you can go for treatment and take benefit of scheme.

What is the premium for RSBY?

The premium for Rashtriya Swasthya Bima Yojana is different in every state.The state government select insurance companies through open tendering process and select the best one with lowest bid to provide the RSBY scheme to people in the state.

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The Government of India pay the premium for RSBY in which the Central Government contributes 75% of annual premium and the remaining amount of premium is given by the State Government.


For more information on RSBY scheme leave your comment below :)  

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How to file a camplaint in consumer forum/court?

How to file a camplaint in consumer forum/court?

Govenrmennt of India has launched so many programe and advertisements to make people aware about filing a complaint in consumer forum/court.Every Indian buy product of their choice but some time they bought wrong product because of seller's fault and money of consumer who bought that product is wasted.So let them aware about consumer forum today we have decided to make a post on how to file a complaint in consumer forum/court.

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People is India do not know how and where to file a complaint in consumer forum/court.This is because they do not about consumer forum and How do consumer forum helps Consumers and where are the office of Consumer forum in their district and state.There is some more thing to rememeber for filling a compaint in Consumer forum/court that is information and required documents.Consumer who want to file a compaint about any fraud in consumer forum/court need to first know what kind of dispute case is protected under Consumer Protection Act 1986.Lets start with begining.

What is a Consumer forum/court ?

Consumer forum/court is given to the people of India to hear consumer's disputes.Consumer Forum is provided by Consumer Protection Act 1986 that is an Act of the parliament of India.Consumer Protection Act 1986 was enacted to proctect the consumer's interest in India.This act is some kind rules which is to be followed when hearing Consumers disputes.The main purpose of Consumer forum is to protect right of the consumer.You can check more about Consumer Protection Act 1986 here.

Level of Consumer Forum/Court

There are three levels of consumer forum/court in India.These three conusmer forum/court works on District, state and National level.The consumer forum/court are so divided that is based on area and judicial power provided to officials of consumer forum.

Veridict of Consumer Forum/Court

The consumer forum/court look into the cases where a Company and service provider has an office or branch within limit of the district court.Once case is filed by Consumer in the court then Consumer court hear both side and view all facts and proofs in presented in the Court.After hearing case Court gives the verdict in favour of right one either is it Consumer or it is a company.If the verdict of court is not in a favour of Consumer and if Consumer is not satisfied with that verdict then Consumer can appeal in state consumer forum/Court.If again consumer is not satisfied with state consumer court verdict then consume can appeal to nation consumer court.But Consumer has to appeal within 30 days of verdicts of District ,  state and National level of Consumer court.

How to file a campaint in consumer forum?

There are many steps you follow to file a compaint in consumer forum but if you do not have complete information about it then you are helpless in way.So to make it easy for you we have provided simple steps which you can use to file compaint in court.

Also read : Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Before filing a compaint in consumer court , Consumer must know where and how can they file a compaint in consumer court.So follow steps given below.

Jurisdiction - This is first thing you must remember while filing compaint in consumer court.In which jurisdiction you have to file compaint is depends on compensation claimed by you.If you've claimed compensation of more than 20,00,000 /- INR then you can  file your complaint in district court/forum.If the claimed comensation is between 20,00,000 /- INR and 1,00,00,000 /- INR then you can to file compaint in state consumer forum/court.If the claimed compensation is more than 1,00,00,000 / - INR then you can file compaint in National consumer court/forum.

Fee Structure – To file a compaint in consumer court you have to pay fees prescribed by the Forum.The forum prescribed this fees accoring to the claimed compensation.We've provided fees structure for filing compaint. 
Claimed Compensation  up to 1 Lakh – 100/-INR
Claimed Compensation between 1 to 5 Lakhs – 200/-INR
Claimed Compensation between 5 to 10 Lakhs – 400/-INR
Claimed Compensation between 10 to 20 lakhs – 500/-INR

Also read :Pradhan Mantri Atal Pension Yojana (PMAPY)

You have to pay fees by demand draft in favor of President State Consumer Disputes Redressal Commission, Chennai

Come Individual – Consumer who filed compaint can come to court individually as there is no need of lawyer.

File Complaint - You can file case either by sending your complaint by post or submit your complaint in district court.For filing compaint you need to submit or attach 5 copies of complaint.Three copies of complaint is for the forum and else two copies is for opposite party and forum office each.

Representative - If you have any representative for you case filed in consumer forum/court.Then in that case you have to sign in your complaint so that your representative can come to court for hearing. 

Note : Consumer forum/court has right to dismiss  your compliant if court didn't get any required documents.So you have to come court for every hearing so that you can know what documents and evidence court are demanding from you and opposite party.

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These are the steps you can follow while filing complaint in consumer court.Furthermore if you need more information of filing complaint then lets us know.

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Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Are you living in rural area ? Are you insured ? Do you have Bank account ? Do you know what scheme Government of India launched recently ?

I asked these question because these were the questions that have been in the Brain of Narendra Modi.Narendra modi before election said that He is an Indian and will do only welfare work for India.So he is doing.Narendra modi has been continuousely looking forward for the people of India.

Narendra Modi's Vision : Developing India

To spread the awareness about schemes and make their life better or insured Narendra Modi launched social security scheme in Kolkata on May 9 ,2015 . PM Modi launched the Pradhan Mantri Suraksha Bima Yojana (PMSBY) scheme which is an accidental Death and Disability insurance scheme for the people of India.He launched PMSBY scheme along with two another scheme.Two Pradhan Mantri yojan are Insurance scheme and One Pradhan Mantri yojan is of Pension scheme.

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About Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Pradhan Mantri Suraksha Bima Yojana was lauched for the people  living in India who are not insured.The main aim of the Pradhan Mantri Suraksha Bima Yojana (PMSBY) is to reach that number of people who are far away to reach for scheme.So that they can insured themself.

The people living in rural area do not insure themself because they thinks that insurance is expensive thing for them.The goal of PMSBY scheme  is to reach these people and let them awarness about scheme which is not expensive which they can use to insure themself.

Who is eligible under PMSBY ?

Any Individual between the age group 18 to 70 can join this scheme.An individual must have Bank account to gets the benefit of scheme.

How to get PMSBY scheme ?

1. You can download the PMSBY application form here :: http://www.jansuraksha.gov.in/FORMS-PMSBY.aspx
2. To have PMSBY Scheme You must have Bank account and Aadhar Card.
3. Make sure You have linked your Aadhar Card with your Bank account.
4. Fill the PMSBY application form with correct information and submit it to Bank before June 1 , 2015.
5. You need to submit the PMSBY application form each year before June 1 ,2015.
6. You need to have atleast Rs. 12/- in your Bank acount for the PMSBY  Scheme .
7. Premium of PMSBY  Scheme fill be auto-debited from the Bank account.

Insurance cover under  PMSBY scheme 

Pradhan Mantri Suraksha Bima Yojana (PMSBY) Scheme is an an accidental Death and Disability insurance scheme.So This scheme offers two types of insurance cover.

Full Disablity or accidental death : Under Pradhan Mantri Suraksha Bima Yojana (PMSBY) Scheme Rs. 2 lakh of cover will be provided for full Disablity or accidental death.

Partial Disablity : Under Pradhan Mantri Suraksha Bima Yojana (PMSBY) Scheme Rs. 1 lakh of cover will be provided for Partial Disablity .

Tax benefits under PMSBY scheme 

Pradhan Mantri Suraksha Bima Yojana (PMSBY) Scheme is totally tax free under Section 80C and Section 10(10D) .The premium you pay for the PMSBY Scheme will also be tax free under Section 80C.Accidental cover will also be tax exempted under Section10(10D)

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Pradhan Mantri Atal Pension Yojana (PMAPY)

Pradhan Mantri Atal Pension Yojana (PMAPY)

As the Social security and low cost benefits for the Indian have been in the Narendra Modi's agenda.Narendra Modi  Since coming to power begun working towards making life of the people of India much easy.Prime Minister Narendra Modi (PM Modi) with his minister have worked day-night to start new schemes for the common people of India.The First step took after coming to power was to launch of the Pradhan Mantri Jan Dhan Yojana.

Later Government of India launched three new scheme for welfare of the people of India on May 9 , 2015.The name PM Modi has launched in his begening days are Pradhan Mantri Jeevan Jyoti Bima Yojana , Pradhan Mantri Suraksha Bima Yojana and Atal Pension Yojana.

About Atal Pension Yojana (PMAPY)

Atal Pension Yojana (ApY) is a scheme of Narendra Modi Government launched by Finance MInister Arun Jaitley.Atal Pension Yojana is named after the Ex- Prime Minister of India. The main aim of ApY scheme is to provide a definite pension to the every people of India.

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The Atal Pension Yojana is a national pension scheme which came into effect from June 1 , 2015.The main goal of the APY scheme was to bring pension benifits to the people  of India who works in unorganised sector.So that they too can take a benefit of pension scheme after their retirement.

This scheme will provide social security to the people who are employed in unorganised sector where there is no scheme like pension scheme. These people can take benefits of scheme with minimum contribution per month.They even choose pension programme which fits for them.

Who is Eligible for PMAPY Scheme?

Narendra Modi's Government launched Pradhan Mantri Atal Pension Yojana (PMAPY) scheme for the welfare purpose so this scheme is available for every Indian who lives in India.Any Indian whose age is between the age group 18 to 40 year is eligible for the PMAPY scheme.This scheme allow people to contribute small or minimum amount of money for at least 20 year for PMAPY scheme 's programme which they choosed.All the member of the Swavalamban Yojana will be automatically tranfer to the Atal Pension Yojana.

Note : This scheme is not for those people who are a member of statutory social security scheme.

How to get Enrolled for PMAPY Scheme ?

Any Indian can enroll for PMAPY Scheme.Government started accepting application form for the APY scheme from June 1st 2015.So there is no last date to apply for the APY scheme.To have this PMAPY Scheme an individual must have a Bank Account and Aadhar Card.Applicant who have bank account can fill Application form and submit it to the nearest Bank.The applicant must fill all the required details including account number, spouse and nominee details in the application form of APY scheme.

Premium payable for PMAPY Scheme

Once you applied for the PMAPY scheme you have to pay the premium every month.There is only one way to pay premium for the scheme.That is auto-debited.It means you only have to apply for scheme rest of work will be done automatically.The premium for PMAPY scheme will be auto-debited directly from your bank account which you provided while applying for scheme.

Calculate your pension 

If You want to calculate your pension and contribution according to your age.Than you can do so by looking at table we provided below.As scheme was launched for people works in unorganised sector They must get Atal Pension Yojana scheme to take benefits of pension scheme after retirement.

Application form for PMAPY scheme 

1. You can download PMAPY application form from the official website of PMAPY .
2. You can also get PMAPY application form from the nearest Bank.
3. Once you got PMAPY application form than start filling up this form.
4. You need to provide your mobile number , Bank account number and Aadhar card number with the form.
5. After filling PMAPY application form submit it to nearest bank branch.

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For further queries leave your comment :)

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National Savings Certificate

National Savings Certificate (NSC)

The Government of India or PM Modi's Government announced National Savings Certificate (NSC). National Savings Certificate is aimed to motivate People of India for savings. As Post offices is accessible to the common people , this certificate is issued by Post Office. The deposites which are collected in Post office will be used for growth and development of the country.

There  are three types of NSC certificates which are following as :

Single holder Kind Certificate: This NSC Certificate is issued only to the holder himself / herself. 
Joint A Kind Certificate: This NSC  Certificate is issued for 2 adults and assigned to both holders mutually.
Joint B Kind Certificate: This NSC Certificate is issued jointly for 2 adults and assigned to either of them.

Who can buy or hold NSC certificate?

Any individual whether singly or jointly along with other adult and a guardian or parent on his or her minor’s behalf can buy NSC Certificate from Post office . On other hand Non-Resident Indians (NRI’s) ,Hindu Undivided Families (HUF’s) and Trusts cannot invest in or buy NSC Certificate. Any Individual who was Indian at the time of buying NSC certificate and became an NRI then he or she can hold this certificate till its maturity. 

Where to buy NSC certificate ?

Any individual whether singly or jointly or a guardian or parent on his or her minor’s behalf can buy NSC Certificates which are issued by the post office located any where in India. In case any individual is moving to other place  then he or she can also move his NSC certificate from the post office , where they bought his or her certificate , to the other post office located at new place of individual. 

How to buy NSC certificate ?

The payments for purchasing NSC certificate can be done to the P.O  in cash or  Cheque and Demand Draft drawn in favour of the Postmaster. The payments can also be done by giving away an matured certificate. After The Postmaster must issue new Certificate of NSC or  issue provisional receipt to the buyer. If the Postmaster issued  provisional receipt to the buyer then later on when NSC is issued ,buyer can get his or her NSC certificate from the Post Office.

NSC's  Rate of interest

NSC offers a very good return or interest on investments in different kind of NSC certificate issued by the Post Office. This NSC certificates are :

1. NSC VIII issue 
2. NSC IX issue

NSC certificate VIII issue offers 8.50% of interest . Certificate , which individual bought , value of Rs 100 will give Rs 151.62 after 5 years.
NSC certificate IX issue offers 8.80% of interest .Certificate which individual bought , value of Rs 100 will give Rs 234. 35 after 10 years.

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Make in India

The Make in India is the flagship campaign of present BJP led NDA Government of India aimed to boost the India's manufacturing industry and attract foreign investors to invest into the Indian economy. The Indian Prime Minister, Mr. Narendra Modi announced " Make in India " in his Independence Day address from the ramparts of the Red. After one month of Independence Day address " Make in India campaign " was launched by PM Modi on September 25, 2014 at the Vigyan Bhavan in New Delhi. The campaign was dedicated by the Prime Minister to Pandit Deen Dayal Upadhyaya who was born on the same date in 1916.The logo for the Make In India campaign is inspired by the Ashoka Chakra.

Make in India : Vision

The Make in India's aim is to grow  the India's domestic manufacturing industry so that Government of India can generate Jobs and transform India into  a manufacturing hub.The Make in India campaign is also  intended to attract more foreign direct investment (FDI) or foreign investors to invest into the Indian economy.

India has large numbers of skilled or unskilled labour which are easily available .India also has rich natural resources.The PM Modi  launched Make in India campaign to boost the Indian economy , by utilizing these natural resources and generating Jobs for skilled or unskilled labour , and to make India a manufacturing hub. 

Make in India :  Important Sectors 

The PM Modi had called all the entrepreneurs and the corporates or investors and asked them to invest in the India with foreign direct investment (FDI) or asked Indian entrepreneurs to develop or invest in India .The PM Modi also promised that he and his Government would aid Investors in developing India.

The government of India has identified 25 priority sectors where the foreign direct investment is the highest. In these 25 sectors , investment shall be promoted by the government of India.The PM Modi had said that the development of these sectors is important to India as these sectors attracts highest FDI in India.

Here is list of these 25 sectors where Government of India want investors to invest in India. 
Automobiles , Electrical Machinery , Food Processing ,Renewable Energy, Biotechnology,Media and Entertainment,Textiles and garments,Automobile Components,IT and BPM,Roads and highways,Aviation,Leather,Thermal Tourism and Hospitality,Ports,Electronic,Power,Space,Construction,Oil and Gas,Systems,Railways,Pharmaceuticals,Chemicals,Mining,Defence,manufacturing,Wellness.

Make in India : Help Invsetors

To provide information regarding Investment or to help investors , the government of India also launched a website of "Make in India campaign " highlighting all the 25 sectors and Information like statistics of sectors ,growth of sectors and  all policies regarding investments in thses 25 sectors etc. 

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